Oakwood Insurance Agency LLC
Our Knowledge Is Your Best Insurance

Oakwood Insurance agency, LLC Business Insurance

Insure your business




At Oakwood Insurance Agency, our professional staff wants to partner with you to create a plan that will protect your assets, satisfy your liability concerns, and meet your insurance needs. Please Contact Us today for a customized quote to protect you and your family.


A businessowners policy (BOP), combines various insurance coverages – such as commercial property insurance, general liability and business income – into one convenient policy.

When considering a BOP, keep in mind that it often makes sense to choose coverage specific to your industry and that some coverages aren’t available in a BOP, such as business auto, workers' compensation, and employee benefits.   


One of the most common types of business insurance, commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. 

A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies.


A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts. Understanding this coverage is an important first step in managing CGL risks.                   


Commercial auto insurance can cover a combination of vehicle types, such as cars, trucks, vans, and busses, as well as their drivers. It provides bodily injury liability and property damage to third parties while operating a company automobile. Medical payments for the driver and passengers of the policyholder's car are also available.


The rising costs of lawsuits and judgments are important for today's business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage.             


The cost of benefits is rising significantly, while employees consistently seek more from their benefits packages. We can design an employee benefits program that makes sense for your company and your employees.                                           


Today’s corporate world is a minefield of potential executive and management liability exposures and possible sources of litigation. Oakwood Insurance Agency can provide a holistic approach to identifying, understanding and ultimately managing these significant exposures to risk.                                     


Many business are exposed to lawsuits from pollution and environmental impairment from a variety of sources. Your business can be held liable for damage or injury due to pollution from business operations, the cost of clean up, or from the business location(s).

Product Liability 

Product liability insurance is important for anyone involved in bringing a product to the market, from the design process to the retail outlet that displays the finished product. When something goes wrong, as perceived by the consumer, companies at each stage in the lifecycle can be targeted for expensive and time-consuming lawsuits.

Professional LIABILITY

Professionals are expected to be knowledgeable and well versed in their particular area of expertise. Their customers expect them to perform the services for which they are contracted, according to the standards of conduct in their profession. This expectation for a higher "standard of care" can potentially expose professionals to lawsuits. 

Assisted Living Facilities and Senior Care Facilities

Over the years, assisted living facilities and senior care facilities have expanded throughout the country to address our aging population. We have been here to help our clients with a comprehensive portfolio of coverages and risk management expertise.